Essential Cover
Whether you’re teaching matwork, reformer or other equipment-based Pilates classes, having insurance is a fundamental part of being a true professional – it’s important to know you are getting the best.
Whether you’re a student or a graduate FitPro has the right insurance for Pilates teachers that gives you the best possible cover – after all, we’ve been fitness insurance specialists for over 30 years.
Our Pilates cover is trusted, reliable and everything you would expect from an industry leader.
What does the insurance cover for Pilates teachers?
Our Pilates cover is trusted, reliable and everything you would expect from an industry leader. The instructor public and teacher liability insurance provides insurance protection for Pilates instructors working in health clubs, studios, gyms, community centres, village halls, private homes, outdoors and online on the basis of holding a supporting Level 3 Pilates certificate or the equivalent.
The insurance includes the use of the Reformer and other equipment-based Pilates classes on the basis of holding other supporting certificate/s in the specific area – such as a Reformer or hypopressives qualification.
Pilates instructors have a duty of care to their clients; insurance is an essential part of being a true professional. The insurance protects you from claims made by members of the public for incidents that occur in connection with your Pilates classes.
The insurance also includes a broad range of other fitness activities including PT, Yoga, Group Exercise and more…
Why is Pilates teacher insurance important?
Pilates teacher insurance acts as a legal safety net to minimise financial liability, should you be the subject of a claim – e.g., if a class participant suffers an injury, he or she may claim against you for compensation and/or medical costs.
Having insurance means that the financial liability of meeting these costs should be met by your insurance.
Pilates teachers are often called upon to give advice to their clients. Insurance is important to protect you against any ill-effects suffered by the client as a result of your advice.
Participation in exercise carries a certain risk, meaning that Pilates teachers need to have insurance in the event of a claim. Insufficient or complete lack of insurance could result in expensive liability claims made against you.
What are the benefits of insurance for Pilates teachers?
Public liability insurance for Pilates teachers will protect against claims made by members of the public for incidents that occur in connection with your instruction.
The insurance is important to protect you against expensive compensation claims for injuries to your clients/participants and third-party damage to property for working in gyms, studios, clubs, leisure facilities, community centres, village halls, private homes, outdoors and online.
We cover:
✔️ Up to 12 months’ worldwide cover
✔️ Cover for working on cruise ships
✔️ No excess
✔️ Lower age limit 14 years
✔️ No upper age limit
How does the insurance work?
You can buy online. Our cover is affordable. We offer monthly direct debit options, for as little as £4.38 per month, and you can apply online. Choose your cover from £2m, £5m or £10m options for Public Liability cover. What’s more, because we are active fitness industry experts, you’ll also get a FREE FitPro Core membership (valued at £35) which entitles you to a host of great FitPro benefits including the highly respected FitPro magazine which is full of evidence-based articles and programming ideas.
Our Pilates cover is trusted, reliable and everything you would expect from an industry leader. The insurance also includes a broad range of other fitness activities including PT, Group Fitness, Yoga and more…
The FitPro Instructor Public and Teacher Liability insurance is designed for qualified fitness industry professionals who hold a supporting qualification in the area of instruction.
Affordable cover
Even better, our cover is affordable. – you pay from as little as £4.38 per month. Choose your cover from £2m, £5m or £10m options for Public Liability cover. What’s more, because we are active fitness industry experts you’ll also get a FREE FitPro Core membership (valued at £35) which entitles you to a host of great FitPro benefits including the highly respected FitPro magazine which is full of evidence-based articles and programming ideas.
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Why FitPro?
We are the UK leader in the provision of flexible insurance cover for fitness industry professionals like you. FitPro is also widely recognised as the leading voice in the fitness industry. We fully understand the needs of fit pros and offer extensive education and support. Plus, the FitPro insurance scheme is underwritten by Aviva, the UK’s largest insurer – giving you true peace of mind.
You know you need insurance, so here’s the online application. Or if you’d prefer to chat on the phone please call us… we are a friendly bunch that know our stuff, and are all super happy to talk through your needs.
Pilates Instructor Insurance FAQ’s
Why do I need insurance as a Pilates instructor?
It is important for Pilates instructors to have Public liability insurance to protect themselves against expensive liability claims from clients/ participants in the event of an injury resulting from your instruction.
An insurance claim could result in significant compensation costs and legal fees – Public Liability insurance is important to protect you against unexpected accidents and claims from your clients/ participants.
What type of insurance do I need as a Pilates instructor?
Instructor Public & Teacher Liability insurance includes one-to-one and group Pilates sessions on a face to face and online basis to include live interactive sessions via Zoom, live streaming and pre-recorded content.
Other insurance options are available to include Personal Accident, Equipment, Sports Massage, and Additional Activity cover for other specialist fitness related activities.
It is important to choose the right insurance before it’s too late!
How much does Pilates instructor insurance cost?
FitPro offers three indemnity options for Instructor Public and Teacher Liability insurance to include £10 million (£59.99), £5 million (55.00), and £2 million (£50.00) per annum, inclusive of Insurance Premium Tax.
FitPro insurance also includes FREE FitPro Core membership (valued at £35) which gives you FitPro bi-monthly digital magazines, E-newsletters, live webinars and discounts on Continued Professional Development.
What activities are included?
The insurance is designed for Pilates teachers working in health clubs, gyms, studios, leisure facilities, community centers, private homes, outdoors and also online. The insurance is written on a worldwide basis for residents of the UK.
Additional Activity cover is also available separately for a variety of other specialist activities such as Specialist Populations, Parent & Baby Classes, Tai Chi, Nordic Walking, Pole Dancing, Swimming Instruction, etc.
What is the Pilates instructor qualification criteria?
Pilates instructors should hold a supporting Level 3 Pilates certificate or equivalent through a National awarding body (such as Active IQ), CIMSPA endorsed training provider, or Internationally recognised training provider.
Supporting qualifications should be held in other relevant areas of instruction – such as Indoor Cycling, Aquatic Fitness, Pre & Post-Natal exercise, Reformer, etc.
What is the indemnity limit?
The insurance is underwritten by Aviva. FitPro offers indemnity options to include £10 million, £5 million and £2 million – there is no excess.
Where can I provide my Pilates classes?
The insurance is designed for Pilates instructors working in health clubs, gyms, studios, leisure centres, community centres, village halls, private homes, outdoors and online.
A health and safety risk assessment should be completed. You can find more information around managing risks and risk assessment via the HSE website: https://www.hse.gov.uk/simple-health-safety/risk/index.htm
Is Pilates instruction covered outside of the UK?
The insurance is written on a worldwide basis for residents of the UK. The insurance includes up to 12 months’ worldwide cover, including working on cruise ships. You must remain a UK resident.
Can I host online Pilates classes?
The insurance includes live interactive face-to-face Pilates training such as Zoom, live streaming and pre-programmed video content. Please see the online training guidelines via the following link:
Can I host outdoor Pilates classes?
Classes (led by a qualified Pilates instructor) can take place outdoors on the basis of completion of a health and safety risk assessment – for example, ensure the environment/equipment is safe, free from obstacles, obstructions, hazards, fit for purpose, first aid provision, etc. Check with your local authority if a park licence is needed and seek the landowner’s permission, where necessary.
What is the pre-screening requirement?
Each participant should complete a PAR-Q form. If any risk factors have been identified, the participant should seek approval from their GP. You should continue to pre-screen participants before each session and refer accordingly.
What is the minimum age?
The minimum age for Instructor Public & Teacher Liability is 14 years, and the minimum age for Student Public Liability cover is 16 years. There is no upper age limit.
Can I get insured for other activities, besides Pilates?
Yes, Pilates teachers can purchase additional activity cover for other fitness activities on the basis of a holding supporting qualification. The additional activity insurance runs in conjunction with the instructor public & teacher liability £10 million cover.
How can I pay for insurance?
Payment for insurance can be made by Credit or Debit card or by monthly Direct Debit. Payment by Direct Debit will auto-renew on an annual basis. You can set up insurance by logging in to www.fitpro.com/insurance/ or by telephone on 020 8586 8635.
Do you offer student insurance?
Student Public Liability Insurance is available if actively working towards gaining an instructor qualification. The student insurance is valid for 12 months on the basis of successfully completing the instructor training within the first six months. You can find more information here:
Our Philosophy
Our philosophy has always been to listen, support and deliver. We are the conduit between the academic and the fitness professional, the one who makes a real difference to the community. We do this by making sure our offerings are fit for purpose, affordable and world class … totally and always.
FitPro Insurance Services is a trading name of PHL Insurance Brokers Ltd. Authorised and Regulated by the Financial Conduct Authority – FRN 301732. Company Registration number 04851546 – Registered office Suite 402, 4th Floor, 20 Aldermanbury, London, EC2V 7HY
Testimonials
Bella Bremner
Thank you for your very helpful and personal service with my professional insurance. It felt like the old days when one would talk to a professional insurance broker rather than today's call centres with people reading by rote from a script: “Computer says …”
Pilates Instructor
Stu Gatherum
FitPro stepped up for their trainers during the pandemic. Every step of the way, with every permutation of the rules and guidelines we received an email update of what the rules meant for PTs and their businesses. They spelled out exactly what fitness professionals were allowed to do, what they weren’t allowed to do, and what the guidelines meant for us. This is just one of the reasons I always recommend graduates from our Personal Training courses to go to FitPro when they qualify with us. I’m so impressed with the service.
Owner
T2 Fitness Education
