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Having the right fitness insurance is so important. It’s vital to select a highly reliable insurance policy that provides the depth of cover needed to enable you to deliver a range of activities and adapt to the changing demands of the fitness industry.

Check out this super informative video – two of the FitPro team (Darren and Teresa) chatted to James Clack from Active IQ and industry educator Keith Smith. Huge thanks to James Clack for creating the opportunity and hosting.

Let’s talk insurance

We explored a number of topics related to insurance for anyone involved and working in the physical activity sector (fitness professional, educator or student). Check it out!

  • 00:00 – Intro
  • 06:39What is insurance and is it a legal requirement?
  • 11:21 – Who should be insured and what kind of insurance do they need?
  • 14:40 – Aren’t I covered by my employers insurance?
  • 19:03 – What could happen if I don’t have insurance? What could go wrong?
  • 28:56 – What should I look for in a policy?
  • 37:00 – Has insurance changed as a result of the COVID-19 pandemic?
  • 39:44 – How can I maximise my professionalism to minimise liability?
  • 47:06 – What is my obligation under the terms of a policy?
  • 48:54 – Is there separate insurance for students?


See our range of insurance schemes available HERE.

Alternatively, to find out more about our insurance policies, you can talk to a member of our insurance team on 020 8586 8635 or via

Whatever you do, don’t take risks with your insurance. Get peace of mind with FitPro.

About the Author

Keith Smith

Building Exerciser Confidence

Energetic, humble and hugely entertaining as a tutor and trainer, Keith Smith has been involved in qualification delivery, assessing and quality assurance since 1997. Since then, he’s developed and delivered CPD and professional learning workshops for a variety of colleges, training providers, operators and equipment manufacturers, including Life Fitness, Hammer Strength, David Lloyd Clubs, Simply Gyms, Barnsley Premier Leisure, Total Fitness, Surrey Sports Park, Sefton Council, My Time Active and GymGear. Keith has also presented at industry events and conventions in the UK, China, Middle East, USA, Italy and India. Passionate about the exerciser experience, Keith is the first to admit he loves his job and has an extensive CV to prove it

Key expertise:

  • Co-owner/director of Keith and Lara Smith Ltd, providing bespoke learning and development workshops for facility owners/operators and their staff
  • Delivery, assessment and quality assurance of the Gym Instructor and Personal Trainer qualifications (UK)
  • Supporting colleges and private training providers as a tutor, assessor and IQA (internal quality assurance)
  • Delivering theory and practical sessions/presentations at fitness conventions globally.


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