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Insurance is a funny old game. You purchase the product but, unlike your favourite pair of trainers, you hope you’ll never have to use it. It feels like something you could maybe do without – but, if this is the risky game you’re thinking of playing, then do think again.

Imagine a client goes head over heels in the middle of a HIIT session and shatters a bone, or crashes into another Zumba participant and snaps a tendon, or drops a heavy piece of equipment on a foot and can’t walk for months, or … well, you surely get the picture. What are you going to do if that client claims against you? Raid the kids’ piggy banks? Sell your house?

We’re being flippant but, in reality, this is far from a flippant topic. What insurance gives you is peace of mind. It’s the reassurance that, if the worst were to happen, it is there to assist you and enable you to continue to deliver your classes and sessions. (And the kids get to keep hold of their birthday money.)

Having the right insurance is so important. It’s vital to select a highly reliable insurance policy that provides the depth of cover needed to enable you to deliver a range of activities and adapt to the changing demands of the fitness industry. You need to check that the insurance includes cover for the relevant fitness-related activities you’re undertaking, includes worldwide cover if teaching overseas, and is through a reputable insurer.

We at FitPro can provide that for you. It really is that simple. Let us be the crutch you can lean on if you ever need us, so you can concentrate on the day-to-day business of living your best life as the awesome instructor we know that you are.

We’ve been offering insurance for over 30 years now. We’ve seen it all, so as the years have rolled by, we’ve been continually reviewing our products to ensure they are in line with your needs and the unfurling trends within the industry.

Whether you are live-streaming from home, training clients via Zoom, working outdoors in parks, gardens and beaches, working in gyms, studios and community facilities, delivering pre-programmed video content or mixing it up depending on the weather, the FitPro insurance scheme has you covered.

The FitPro Instructor Public and Teacher Liability insurance is designed for qualified fitness industry professionals who hold a supporting qualification in the area of instruction, and also for students who are working towards gaining an instructor qualification.

FitPro will continue to support you through ongoing updates and guidance to ensure you’re operating within the appropriate guidelines. We also share tips, advice and information with our members via our social media channels and blogs on an ongoing basis to keep your finger on the pulse of new developments.

The exploding online market

We are always at the forefront of new trends and developments, so we were already covering our members for online training yonks ago. However, since 2020, online training has exploded and, luckily, at FitPro we’re well equipped to support you.

To be covered for online training, you must:

  • work within your area of knowledge and expertise, supported by a nationally accredited instructor qualification
  • pre-screen participants before each session
  • give the appropriate health and safety guidelines
  • include a disclaimer
  • ensure that any children/minors participating are supervised throughout the online fitness session by an adult.

You can find out more about our cover for online training HERE.

What if the worst was to happen?

Our customers know that, as long as they are insured with us, we will be there to support them.

FitPro is committed to supporting all your insurance requirements and providing the most comprehensive cover available. FitPro insurance gives you piece of mind – knowing that one of the UK’s largest insurers, Aviva, stands behind us.

Are you looking for insurance to work in the fitness industry?

See our range of insurance schemes available HERE.

Alternatively, to find out more about our insurance policies, you can talk to a member of our insurance team on 020 8586 8635 or via

Whatever you do, don’t take risks with your insurance. Get peace of mind with FitPro.

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