Why Personal Accident cover is a vital part of your fitness business as a self-employed fitness professional
Let’s be honest – most fitness professionals are so focused on looking after everyone else’s health that they forget to protect their own. Whether you’re running PT sessions, coaching online or leading bootcamps in the park, you are your business. If you’re self-employed, there’s no sick pay. No safety net. Just your body, your skills and your entrepreneurial genius.
But what happens if you suddenly can’t work?
That’s where Personal Accident (PA) cover steps in. Here’s why we think it’s time more fit pros made it a non-negotiable part of their insurance package:
Just imagine, you slip on a wet gym floor and tear your ACL. You drop off the edge of the kerb and break your ankle as you text a client back while walking home. You tweak your back during a class and are out of action for weeks. That’s no income. And still the bills keep rolling in.
As a self-employed trainer, it’s financially dangerous.
What is Personal Accident cover?
Personal Accident cover provides financial support if you’re injured and unable to work due to an accident, whether you’re in the middle of teaching a class or in the middle of your garden weeding the veg patch.
It can help cover:
- loss of earnings
- medical expenses
- rehabilitation or physiotherapy
- lump-sum payouts for serious injury or disability.
Basically, it buys you breathing space when you need it most.
To get a quotation for the cover you need, visit our website to learn more at https://www.fitpro.com/insurance/instructor-personal-accident-cover/
