Let\u2019s be honest \u2013 most fitness professionals are so focused on looking after everyone else\u2019s health that they forget to protect their own. Whether you’re running PT sessions, coaching online or leading bootcamps in the park, you are your business. If you\u2019re self-employed, there\u2019s no sick pay. No safety net. Just your body, your skills and your entrepreneurial genius.<\/p>\n
But what happens if you suddenly can\u2019t work?<\/p>\n
That\u2019s where Personal Accident (PA) cover steps in. Here\u2019s why we think it\u2019s time more fit pros made it a non-negotiable part of their insurance package:<\/p>\n
Just imagine, you slip on a wet gym floor and tear your ACL. You drop off the edge of the kerb and break your ankle as you text a client back while walking home. You tweak your back during a class and are out of action for weeks. That\u2019s no income. And still the bills keep rolling in.<\/p>\n
As a self-employed trainer, it\u2019s financially dangerous.<\/p>\n
Personal Accident cover provides financial support if you’re injured and unable to work due to an accident, whether you\u2019re in the middle of teaching a class or in the middle of your garden weeding the veg patch.<\/p>\n
It can help cover:<\/p>\n
Basically, it buys you breathing space when you need it most.<\/p>\n