{"id":10218,"date":"2023-06-08T14:46:48","date_gmt":"2023-06-08T14:46:48","guid":{"rendered":"https:\/\/www.fitpro.com\/blog\/?p=10218"},"modified":"2023-06-08T14:46:48","modified_gmt":"2023-06-08T14:46:48","slug":"what-insurance-is-needed-for-sports-massage","status":"publish","type":"post","link":"https:\/\/www.fitpro.com\/blog\/what-insurance-is-needed-for-sports-massage\/","title":{"rendered":"Sports massage insurance: What insurance is needed for sports massage therapists?"},"content":{"rendered":"

If you are a massage therapist who gives sports massages, the last thing you want to do is cause your client an injury as a result of the sports massage treatment. However, accidents can happen and, if one does as a result of a sports massage, you need to make sure you\u2019re protected in case of a claim made against you. Here, we outline the insurance needed for sports massage therapy.<\/p>\n

Why do you need sports massage insurance?<\/h2>\n

You\u2019re great at your job and give fantastic sports massages, so why would you ever need sports massage insurance<\/a>? Sports massage insurance is important to protect you in case of a claim from your client due to an injury caused from the sports massage treatment \u2013 which is where insurance comes in.<\/p>\n

Without insurance, you could be liable for expensive claims against you, which could result in a financial nightmare. Any claims are handled directly by the insurer \u2013 giving you peace of mind.<\/p>\n

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Types of insurance for sports massage therapists<\/h2>\n

For sports massage therapists, having the right insurance coverage is crucial. See below for the different types of insurance for sports massage therapists<\/a>:<\/p>\n

Equipment insurance<\/h3>\n

Instructor equipment insurance<\/a> protects you for accidental loss or damage, including theft of equipment and money stolen directly from you up to a certain amount.<\/p>\n

Personal accident insurance<\/h3>\n

24-hour personal accident insurance<\/a> provides you with an income if you are unable to carry out your duties as a sports massage therapist due to an injury as a result of an accident. It gives you peace of mind that, if you can\u2019t work as a result of an accident, the insurance provides capital benefits and an income for disablement by accident, tax free.<\/p>\n

Employer liability insurance<\/h3>\n

Employer liability insurance is important for employers with one or more employees, in case an employee becomes ill or injured as a result of their employment.<\/p>\n

According to the HSE, you may need to take out employer liability insurance for someone who works for you where: you deduct national insurance and income tax from the salary you pay them; you are in charge of where, when and how they work; you have supplied their equipment; you profit from their work; they are treated the same way and work under the same conditions as other employees.<\/p>\n

For further information regarding insurance, please the fitpro website<\/a> or contact our knowledgeable and friendly insurance advisers on 020 8586 8635<\/a> who will be glad to help.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you are a massage therapist who gives sports massages, the last thing you want…<\/p>\n","protected":false},"author":3,"featured_media":10221,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-10218","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-uncategorized"},"acf":[],"_links":{"self":[{"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/posts\/10218"}],"collection":[{"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/comments?post=10218"}],"version-history":[{"count":6,"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/posts\/10218\/revisions"}],"predecessor-version":[{"id":10225,"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/posts\/10218\/revisions\/10225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/media\/10221"}],"wp:attachment":[{"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/media?parent=10218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/categories?post=10218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fitpro.com\/blog\/wp-json\/wp\/v2\/tags?post=10218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}